HarborOne Bancorp Profit Margin vs.

HONE Stock

USD 11.83 0.13 1.11%

Considering HarborOne Bancorp's profitability and operating efficiency indicators, HarborOne Bancorp is yielding more profit at this time then in previous quarter. It has a moderate probability of reporting better profitability numbers in February. Profitability indicators assess HarborOne Bancorp's ability to earn profits and add value for shareholders.

HarborOne Bancorp Net Profit Margin

0.096

At present, HarborOne Bancorp's EV To Sales is projected to drop based on the last few years of reporting. The current year's Sales General And Administrative To Revenue is expected to grow to 0.56, whereas Operating Cash Flow Sales Ratio is forecasted to decline to 0.22. At present, HarborOne Bancorp's Income Before Tax is projected to increase significantly based on the last few years of reporting. The current year's Net Income Applicable To Common Shares is expected to grow to about 55 M, whereas Net Income From Continuing Ops is forecasted to decline to about 26 M.

Current Value

Last Year

Change From Last Year

10 Year Trend

Gross Profit Margin

0.0127

0.0133

Sufficiently Down

Slightly volatile

Net Profit Margin

0.096

0.0885

Significantly Up

Slightly volatile

Operating Profit Margin

0.3

0.19

Way Up

Slightly volatile

Pretax Profit Margin

0.14

0.1537

Significantly Down

Slightly volatile

Return On Assets

0.0042

0.0026

Way Up

Slightly volatile

Return On Equity

0.0323

0.0248

Significantly Up

Slightly volatile

For HarborOne Bancorp profitability analysis, we use financial ratios and fundamental drivers that measure the ability of HarborOne Bancorp to generate income relative to revenue, assets, operating costs, and current equity. These fundamental indicators attest to how well HarborOne Bancorp utilizes its assets to generate profit and value for its shareholders. The profitability module also shows relationships between HarborOne Bancorp's most relevant fundamental drivers. It provides multiple suggestions of what could affect the performance of HarborOne Bancorp over time as well as its relative position and ranking within its peers.

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For information on how to trade HarborOne Stock refer to our How to Trade HarborOne Stock guide.

Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of HarborOne Bancorp. If investors know HarborOne will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about HarborOne Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.

Quarterly Earnings Growth

(0.51)

Dividend Share

0.315

Earnings Share

0.29

Revenue Per Share

3.816

Quarterly Revenue Growth

(0.15)

The market value of HarborOne Bancorp is measured differently than its book value, which is the value of HarborOne that is recorded on the company's balance sheet. Investors also form their own opinion of HarborOne Bancorp's value that differs from its market value or its book value, called intrinsic value, which is HarborOne Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because HarborOne Bancorp's market value can be influenced by many factors that don't directly affect HarborOne Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.

Please note, there is a significant difference between HarborOne Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if HarborOne Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, HarborOne Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.